You’re driving along minding your own business. All of a sudden, you collide with another car. You check yourself for injuries; you look at the other driver to make sure they’re OK; and then you both pull over to the side of the road. After that, what? The good news is that there’s not much you need to do—except call your insurance company, get a written estimate of how much it will cost to fix your car from a Panel beater Malvern and then file an insurance claim!
- Check for injuries
- Make sure you’re sober, and that the other driver is also sober
- Make sure that the other driver’s car is safe to drive
- Exchange information with the other driver or drivers.
After a minor accident, be sure to exchange information with the other driver or drivers. This includes:
- name, address, phone number and insurance information for the driver/owners of both vehicles
- license plate numbers for both vehicles (if possible)
- name(s) of any witnesses to the accident
- photos of the accident scene (if possible).
- Call the police and your insurance provider.
Get a written assessment of the damage to your car from a panel beater
Make sure the panel beater is qualified to do the assessment. It is important to ensure that the Panel beater Malvern you choose has experience and qualifications in assessing car damage repairs. It is also necessary that they are independent of either your insurance company or their own insurer, or any other driver involved in the accident. This will help ensure they provide an accurate diagnosis of your car’s condition.
Once you have all the necessary paperwork, file a claim with your insurance company
If you have car insurance, but don’t have enough money to fix the damage or pay your deductible, contact your insurance provider and file a claim. Your policy should allow for this kind of thing—but it’s best to check with them first before going through any of this. If they agree that you are eligible, they will take care of everything else while they settle out money with the other driver’s insurance company.
An accident may seem like it’s no big deal, but it can still cost you.
You may think the accident is a no big deal, but it’s still important that you take care of things right away. If you’re found to be at fault, then you can be held liable and sued for damages by the other driver or any passengers in the car. You can also be fined for not having insurance, not having a license, and not having valid vehicle registration. Incidents like this can quickly add up to thousands of dollars if they aren’t dealt with immediately!
Conclusion
Taking the right steps after an accident will not only help make sure you’re covered by your insurance company and hire the right Panel beater Malvern to get the car repaired but also that everyone involved remains safe and uninjured.